Deposit & Loan Products

Business Checking

Designed to meet your business needs.

  • Avoid service charge by maintaining an average collected balance of $20,000
  • If the average collected balance falls below, a $15.00 service charge applies

Business NOW Checking

All the benefits of Regular Checking while allowing you to earn interest on your checking account.

  • Avoid service charge by maintaining an average collected balance of $20,000
  • If the average collected balance falls below, a $15.00 service charge and a $.20 per check in excess of 60 debits occurs

Business Insured Money Market

  • Allows you to earn a higher interest rate than a regular checking account.
  • Allows six withdrawals or other transfers to another account or to third parties per statement cycle. This includes telephone transfer, check, or draft. ($15.00 service charge per month after six debits per statement cycle)

Business Savings

  • Allows six withdrawals or other transfers to another account or to third parties per statement cycle. This includes telephone transfer, check, or draft.
  • Nine free withdrawals per quarter ($.50 charge for each debit over nine)

Business Loans

Ag Banking

First Community Bank has been an agriculturally-oriented bank for the past 100 years. Our goal is to provide a dependable source of agricultural credit through periods of prosperity and adversity. First Community Bank loan officers will take the time to learn about your operation and how we can work together to meet your goals of growth and financial stability.

We would welcome the opportunity to visit with you about your agricultural needs.

Crop & Livestock Operating Loans

  • Master Notes
  • Individual Notes 

Term Loans

  • Machinery & Equipment
  • Breeding Livestock

Real Estate Loans

  • Direct-Up to 20 year repayment

FSA Guaranteed Loans

  • Farm Operating
  • Farm Ownership
  • Beginning Young Farmer Loans
  • Farm Real Estate
  • Capital Purchases

Commercial Loans

First Community Bank can help you with your commercial loan needs. If you have set goals for your business and are looking for a financial partner to help achieve those goals, talk with any of our loan officers about our programs.

  • Commercial Real Estate
  • Operating Lines of Credit
  • Equipment Loans

Small Business Administration (SBA) Loans

Whether you're just starting a small business or expanding to take advantage of new opportunities, your business needs the right financing at the right time in order to succeed. First Community Bank has partnered with the Small Business Administration to offer a number of financial programs to make your venture successful. Stop in and visit with our staff about your commercial borrowing needs.